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Community Day

Start Date: 15 January 2024 10:30 am

End Date: 15 January 2024 2:30 pm

Location: Community Hub, Exton Park

Join our Chaplaincy team on Blue Monday and lift your spirits at their Community Day: 

10.30am-12.30pm – Come and make an encouraging card for someone who needs it. At this time our Sanctuary Space (purple room) will also be open for quiet reading and activity.

12.30pm-1.30pm – Bring your own lunch and eat with us.

1.30pm – A couple of us will be leading a walk for those who want a bit of fresh air. The Hub will remain open for those who want to stay and continue what they were doing or participate in some mindful activities.

Feel free to drop in at any time during the day to beat the January blues!

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Student Finance: Check you’re means tested!

Did you send any evidence when you applied for Student Finance? If not, you might be missing out on thousands of pounds a year in maintenance loans because you’ve not been means tested. 

So what is it?

Means testing is where Student Finance use your parent’s, partners, or your own household income to work out how much loan you’re entitled to. Which income they use depends on your age and individual circumstances.

Why is it important?

If you didn’t send any evidence to Student Finance, you’ll get your tuition fee loan and the non-means tested part of the maintenance loan, which is £4651 for students living away from home, and £3698 for students living at home.

When you send evidence, they assess how much extra you’re entitled to based on your household income. This is the means tested element. The maximum maintenance loan is £9978, so if your household income is less than £25,000 and you’re not means tested, you could be missing out on over £5000!

As the household income goes up, the amount of maintenance loan goes down. Most students will receive more than the minimum loan if they’re means tested.

How do I know if I’ve been means tested?

To check if you’ve been means tested, simply log in to your Student Finance account and start a live chat. If haven’t been means tested, it’s a straightforward process that could make a big difference to how much you get

What if I’m with a different Student Finance company?

The information above is based on Student Finance England. All Student Finance companies operate differently, but all have a means tested element. Student Finance Scotland offer certain bursaries based on household income, and in Wales it dictates how much of your loan you pay back. In Northern Ireland, 25% of the maintenance loan is means tested.

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Cost of Living: Balancing work and studies

Working while studying is a great option for many reasons – it boosts your bank balance, adds a spark to your CV and helps you develop valuable skills that will impress future employers.

But we know it can be a tricky juggling act – and we know lots of you are concerned about this. Nearly 30% of you told us you were worried about balancing your studies with other commitments in our latest All-student Survey.

To help, we’ve rounded up our top tips to help you stay in control and balance your work and lectures effectively:

Prioritise your studies

When you’re looking for work, focus on what days you’ll be working, how long the shifts are, and how it fits around your lectures.

While it might be tempting to grab as many hours as possible, aim to work for 15 hours or less each week. This ensures you earn some extra cash without compromising the standard of your work.

Budget, budget, budget!

Budgeting is the key to understanding if you have a surplus or a shortfall each month. Download our budget planner here to get started.

If you find yourself with a surplus, you have the freedom to spend (or better yet, save!). If you have a shortfall, you can use this as a guide to how many hours you need to work to balance your books.

If you’re still short after working your 15 hours, head to our Portal page here to learn more about the support we can offer, including tips on managing your money, and information about our Student Support Fund.

Talk to your employer

Having open communication with your employer is vital to striking a good balance between work and study.

If you have looming essay deadlines or worse still, exams, let them know well in advance that you need to reduce or change your working hours. This way, they can plan ahead and try to accommodate your request.

Take care of yourself

Balancing work and study can take a while to get right, so it’s important to look after yourself. Make sure you get enough sleep, eat nutritious meals, and regularly exercise.

Avoid overloading your schedule and know your limits. Maintaining your mental and physical wellbeing is essential for productivity and long-term success.

Be sure to check out the support our Careers and Employability team can offer here, and for any money queries or budgeting advice, contact money@chester.ac.uk.

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Bingo and Karaoke

Start Date: 8 January 2024 8:00 pm

End Date: 8 January 2024 11:00 pm

Location: Union Bar, Exton Park

Join us for a cheeky game of Bingo followed by Karaoke with Lady Wanda Why.

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Quiz

Start Date: 11 January 2024 7:30 pm

End Date: 11 January 2024 11:00 pm

Location: Union Bar, Exton Park

Join us for our first quiz of the year with Lady Wanda Why.

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LGBTQ+ Student Support Network: New Year Social

Start Date: 11 January 2024 2:00 pm

End Date: 11 January 2024 3:00 pm

Location: Community Hub, Exton Park

We’d like to welcome you back and start off the new term with a relaxed social. We would be delighted if you could join us to meet up and get to know peers in the network over some hot drinks and snacks!

Our LGBTQ+ Student Support Network is live on Teams – click here to join or email studentservices@chester.ac.uk for more information.

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Budgeting your Student Finance

Many of you have just received your second maintenance loan payment of the year, so it’s time to work out your spending for the next few months.

Budgeting has never been more important, and it doesn’t have to be difficult. If you’re a little unsure, our Your Money team are here to help you create a budget that works for you.

Why should I budget?

Creating a budget means you can manage your money better by understanding what’s coming in and going out of your bank account. It doesn’t mean you have to stop doing everything you enjoy. Sure, you might have to cut back on a few things, but you can still eat out, grab a coffee now and again, and spend time with friends.

How do I create my budget?

1. Download our budget planner.

2. Input the money you’ve got coming in:

  • Divide your student loan by four to get a monthly figure.
  • Add in any monthly income (work, benefits)
  • Add in any other regular money you get (from parents or partners)

3. Input the money you’ve got going out:

Go through your statements and add up the monthly cost of everything you regularly pay. This will include things such as:

  • Rent
  • Travel costs
  • Food shops
  • Debt repayments

This bit can be tough, but you’ll thank yourself later when you can afford that extra treat!

4. Subtract the outgoings from the incomings to get your monthly budget. If you want a weekly budget, just divide it by four.


How do I use my budget?

If you’ve got money left over, this is yours to spend (or save!). Saving just £5 a week is £260 per year.

If you’re spending more than you’ve got coming in, you’re going to have to do a bit more work to balance the books. You could think about:

  • Contacting Careers and Employability to get some advice about working whilst you’re studying?
  • Reviewing your spending to find out where you can make savings. Have you got subscriptions you don’t use, or get takeaway frequently?
  • Making sure you’re means tested by Student Finance and accessing all the funding you’re entitled to.
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Social Drop In

Start Date: 27 December 2023 10:00 am

End Date: 27 December 2023 4:00 pm

Location: Community Hub, Exton Park  

Drop in and socialise over a hot chocolate, board game or film. 

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Wellbeing Walk

Start Date: 27 March 2024 1:00 pm

End Date: 27 March 2024 3:00 pm

Location: Starting from the CSU Building, Exton Park

Led by our Active Campus Scholars, walks start and finish on Exton Park site outside the SU Building and typically last two hours.

At Sport and Active Lifestyle we value taking a breather and our Wellbeing Walks provide an opportunity to step beyond campus and explore Chester’s natural surroundings… plus it’s a chance to chat. Find the details of each walk on our Instagram @uocsportactivelifestyle

Please arrive ready with suitable footwear. You can join on your own or with friends. FREE to all University of Chester staff and current students. Book your place here.

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Wellbeing Walk

Start Date: 28 February 2024 1:00 pm

End Date: 28 February 2024 3:00 pm

Location: Starting from the CSU Building, Exton Park

Led by our Active Campus Scholars, walks start and finish on Exton Park site outside the SU Building and typically last two hours.

At Sport and Active Lifestyle we value taking a breather and our Wellbeing Walks provide an opportunity to step beyond campus and explore Chester’s natural surroundings… plus it’s a chance to chat. Find the details of each walk on our Instagram @uocsportactivelifestyle

Please arrive ready with suitable footwear. You can join on your own or with friends. FREE to all University of Chester staff and current students. Book your place here.

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